Fifth Month - Post Purchase

Why Your Score Matters!

Are you improving your credit score?  A higher number is better.  Continuing to improve your credit is critical to helping build your financial future.


Investopedia says a credit score is a “statistical number that evaluates a consumer’s creditworthiness and is based on credit history.” This basically means that you have a number assigned to you that tells potential lenders if you’re likely to pay-off the loan. The higher the number, the more likely (statistically) that you are to be able to pay back the loan and therefore, the less risk you are to the lender.


In short, a higher credit score means more people will want to lend to you and at lower interest rates. This means more money back in your pocket, often more than $20,000 over your lifetime!


Don’t let your credit score scare you. The average credit score of individuals below 40 is in the 630 range. For most people, it’s easy to make steady gains by just paying all your bills on time, keeping your debt levels, and not applying for new credit.


Heads Up! As part of the Trio Success program, you can get your credit score for a discounted rate plus an action plan on steps you can take to improve it.  Just register at HLP.Guru using the promo code Trio for a 70% off use of the tool. 

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