Month 6! A half a year!
That means 6 months of on-time lease payments. 6 months of getting to know your future home!
Congratulations, that’s a big deal.
Let's take a minute to review what you have learned so far.
Getting into your home.
Learning the importance of budgeting.
Meeting your homeownership coach.
Staying on top of maintenance issues.
These past few months have flown and before you know it, it'll be time to complete the purchase the home. There are a few key steps to prepare for the future purchase.
Payments: Make them on time - 24 months of on time payments is what lenders want to see. If you have not already, sign up for auto-pay to help build a secure payment history.
Savings: Work on your budget and ensure you are saving enough to purchase.
Credit: Use available tools like HLP.guru to monitor your credit and make on time payments for all your credit lines. Missing a credit card or loan payment can set you back quite a few points & take a few months to recover. If it happens – don’t worry – there’s always a way forward. Chat with our housing counselors to discuss options.
Stability: Maintain a healthy home that increases your home’s value. Taking care of minor leaks or small home issues can save you a lot of time & money later.
You’re well on your way towards your homeownership goal! It will be here before you know it. But in the meantime, don’t hesitate to reach out to your coach for any questions or discussions. Trio and HLP are here to help you be even more successful.